Back 15 or 30 active FYNITY client contracts — each funded at $7,000 and fully guaranteed by FYNITY. The line is repaid every quarter, plus a per-contract return of $2,000 in Scenario 1 or $3,000 in Scenario 2, over a 6-month term with distributions at month 3 and month 6. Your returns are never contingent on client performance.
Both scenarios run over a 6-month term with distributions at month 3 and month 6. You obtain the line of credit, it is repaid every quarter plus a per-contract return, and FYNITY fully guarantees every contract. Scenario 2 doubles the contract count to 30 and raises the per-contract return to $3,000.
Line of Credit
$105,000
Term
6 months
Per Distribution
$30,000
Total Distributions
$60,000
Distribution Schedule
$30,000/ payment
Paid at month 3 & 6 — 2 payments of $30,000 each.
Per Contract
Principal (line of credit)
$105,000
Repaid in full every quarter and returned at term end.
Net Profit
$60,000
ROI
57.1%
Line of Credit
$210,000
Term
6 months
Per Distribution
$90,000
Total Distributions
$180,000
Distribution Schedule
$90,000/ payment
Paid at month 3 & 6 — 2 payments of $90,000 each.
Per Contract
Principal (line of credit)
$210,000
Repaid in full every quarter and returned at term end.
Net Profit
$180,000
ROI
85.7%
| Term | Scenario 1 — Foundation | Scenario 2 — Accelerated |
|---|---|---|
| Client contracts backed | 15 | 30 |
| Funded per contract | $7,000 | $7,000 |
| Line of credit (principal) | $105,000 | $210,000 |
| Return per contract | $2,000 | $3,000 |
| Per distribution | $30,000 | $90,000 |
| Distribution schedule | Month 3 & 6 (2 payments) | Month 3 & 6 (2 payments) |
| Line repaid every quarter | Yes — revolving | Yes — revolving |
| Investment term | 6 months | 6 months |
| Principal returned at term | $105,000 | $210,000 |
| Total distributions | $60,000 | $180,000 |
| Net profit | $60,000 | $180,000 |
| Return on investment | 57.1% | 85.7% |
FYNITY stands behind every contract. Your returns are not contingent on whether an individual client performs — and your position is secured by contract rights, personal guarantees, and a filed UCC lien.
FYNITY fully guarantees each client contract. Your returns are not contingent on whether an individual client performs — FYNITY stands behind every contract directly.
You own the rights to each contract, valued at $13,000 per contract. Those rights stay in your name for the full term as direct collateral behind your line of credit.
Each contract is personally guaranteed by the individual client and their business, giving you a second layer of recourse behind FYNITY's corporate guarantee.
A UCC lien is filed against each contract, creating a perfected, publicly recorded security interest that prioritizes your claim to the collateral.
You obtain a line of credit, fund FYNITY contracts, and collect distributions at month 3 and month 6 — backed by FYNITY's full guarantee. Here is what to know before committing capital.
As the investor you obtain a line of credit that funds FYNITY client contracts at $7,000 each — $105,000 for 15 contracts in Scenario 1, $210,000 for 30 contracts in Scenario 2. FYNITY is not issuing credit — you hold the line and direct it into the contracts.
The full line is paid back every quarter, plus a per-contract return — $2,000 per contract in Scenario 1 ($30,000) and $3,000 per contract in Scenario 2 ($90,000).
Both scenarios run on a fixed 6-month horizon. Distributions are paid at month 3 and month 6 — two payments per scenario. The line of credit revolves and is returned in full at term end.
FYNITY fully guarantees each contract. Your distributions are not contingent on whether a client performs — FYNITY pays them regardless.
Each contract right is valued at $13,000 and assigned to you for the term, giving you direct collateral behind your line of credit.
Every contract is personally guaranteed by the individual client and their business, and a UCC lien is filed to perfect your security interest in the collateral.
Obtain a line of credit, fund guaranteed contracts, and collect distributions at month 3 and month 6. The full line is repaid every quarter and returned at term end.
Scenario 1 — Foundation total distributions
$60,000
Scenario 2 — Accelerated total distributions
$180,000
This document is a proposal for discussion purposes only and does not constitute an offer to sell or a solicitation to buy securities. Projected distributions are estimates based on contracted client revenue and FYNITY's corporate guarantee. Accredited investors only.